Your own motor vehicle insurance (or someone’s insurance within the same household) contains mandatory coverage known colloquially as SUM or UM coverage. This coverage protects you in case a person who causes an accident in which you are injured has (a) no insurance or (b) not enough insurance to pay you what you deserve for your injuries. Our experienced litigation team has handled many SUM and UM arbitrations. We are also familiar with the local arbitrators and have a special insight into how they decide cases since we deal with them so often. There are deadlines so call if you believe this may apply to yourself.
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult a lawyer for individual advice regarding your own situation, as individual case facts vary. Our attorneys are licensed to practice in NY and PA. Consultations are free.